Take care of your financial needs.
Live in the house you call home.

Reverse Mortgage, the mortgage that pays you.

Tax-free funds for as long as you live in your home
No loan repayment for as long as you live in your home
No income, medical or credit requirements
Retain ownership of your home for life: this is guaranteed as long as you maintain your home, and pay insurance and real estate taxes. You remain on title
Choose a cash flow plan tailored to your needs
No restrictions on how you use the funds
A tax-advantaged way to pass on part of your estate today

SMART QUESTIONS.
GOOD ANSWERS.

Q. Will I still own my home?
A. Yes. You remain in your home & retain title to your property without making any monthly mortgage payments.

Q. What kind of restrictions are there on what I can do with the money?
A. Generally, you can use the proceeds any way you choose. In most cases, the money is tax-free*. Reduce debt, pay off medical expenses, home remodel, travel, help your grandchildren or loved ones.

Q. Who can give me good advice about a Reverse Mortgage?
A. The Tom Martino HelpCenter is here for your questions and to provide solutions to you. Our customers also talk with their attorney or financial advisor, family members or close friends.

Q. How much does a Reverse Mortgage Cost?
A. The costs vary with the type of program. Many are similar to traditional mortgage costs: Interest, origination fees, closing costs, inspections and insurance.

Q. How much money can I receive?
A. It varies, but typically-the older you are and the higher appraised value of your home, the more money you may receive. The factors are: the program chosen, the age of the borrower, the appraised value of the home, the amount of equity in the home and current interest rates.